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Life insurance and in taking a mortgage

Posted by Esti Arnon on 24/01/2017
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Mortgage insurance

The mortgage insurance is designed to ensure the bank repayment of the loan money in case of disaster. Insurance consists of two parts / chapters policy. Life insurance guarantees the repayment of the bank loan balance Gd forbid death case. And building insurance for cases of damage to property. Previously, It was customary to make the mortgage insurance through the bank where the loan was granted. Today, this world was opened to competition and consumer welfare can also make insurance through an insurance company at attractive prices.

life insurance :

Protects both the borrower and the bank, In the case of death, God forbid, One of the borrower or borrowers. in that case, The insurance company worry about paying the bank the outstanding loan amount, Thus reducing the financial burden on Hmsfhh.bitoh mortgage structure is designed for cases of damage to property as a result of various damage. In most cases, This insurance does not include contents insurance protects the property indoors.

Insurance apartment / structure:

This chapter covers loss or damage caused to the apartment and facilities linked to it as a result of the risks listed in the booklet policy conditions. Insurance benefits under this chapter shall be calculated and paid according to the value of loss or damage to the structure, But no more than the insurance amount specified in the list. For the avoidance of doubt this chapter does not cover the value of the apartment, but the rebuilding or repair of apartment building. This chapter exists cover earthquake damage the structure.

Insurance third party liability;

This chapter covers the liability of the insured or his family, Including household employees pay to a third party under the Torts Ordinance in respect of an accident that occurred in Mdint Isral.

Employers liability insurance for staff;

This chapter covers the policyholder's liability to pay compensation in accordance with the Torts Ordinance event of death or bodily injury that occurred during the insurance period as a result of injury or illness to one of the employees of the insured's household as the insured's direct employ while working and as a result of employment in the insured home. I will be happy to assist you, Arnon Locker- סוכן ביטוח אישי נייד : 054-5333673 Email: Laad96@012.net.il

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